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Bank Credit Officer & Manager Online Test Sample Questions

Discussion in 'Prepare for Everything' started by Royaluni, Aug 29, 2015.

  1. Royaluni

    Royaluni Administrator

    Please find complete details of the central bank's credit office and manager's (security) online test with sample questions and instructions. Guide include details about how to take exams and the practice questions.

    Introduction
    I. INTRODUCTION
    We are glad that you have applied in response to our advertisement for recruitment for Specialist Officer’s Posts in our bank.
    1. This booklet contains details pertaining to various aspects of the online examination you are going to take and important instructions about related matters. The assessment will be done online hence you should carefully read instructions regarding the method of marking answers. You are advised to study this booklet carefully as it will help you in preparing for the examination.
    2. Before appearing for the written examination you should strictly ensure yourself that you fulfil the eligibility criteria stipulated by the bank in all respects.
    3. Please note that since this is a competitive examination, mere passing is not adequate. You have to obtain a high rank in the order of merit to get eligibility for interview. You should, therefore, put in your best efforts in the examination.
    II. GENERAL INSTRUCTIONS
    1. Particulars to be Noted : Please note carefully your Roll Number, category, post applied, date, time and venue for the examination given in the call letter. Please also note that this call letter does not constitute an offer of employment by the bank.
    2. Punctuality in Attendance : You should be present at the online test centre at least half an hour before the time given in the call letter. Candidates arriving late will not be permitted to enter the Examination
    Hall.
    3. Call letter to be Surrendered : Affix firmly your recent passport size photograph in the space provided in the call letter and bring it with you along with the photo identity proof in original and a photocopy when you come to the venue for the examination. You will not be permitted to appear for the examination if you do not bring the call letter with the photograph affixed on it, and photo identity proof in original and a photocopy (duly self-attested). You will be required to sign in the space provided for candidate’s signature on your call letter in the presence of the invigilator in the examination hall. You should hand over your call letter and photocopy of photo identity proof to the invigilator in the examination hall duly stapled together, when he collects the call letters from the candidates. Please retain the counterfoil at the bottom of the call letter with you for your personal record.
    4. Compliance with Instructions: You should scrupulously follow the instructions given by test administrators and the invigilators at all the stages of the examination for which you have been called. If you violate the instructions you will be disqualified and may also be asked to leave the examination hall.
    5. Use of Books, Notes and Copying or Receiving/Giving Assistance Not Allowed : No calculator, separate or with watch, pagers, cellphones, books, slide rules, foot rules, note-books or written notes will be allowed inside the examination hall. Any candidate who is found either copying or receiving or giving assistance will be disqualified.
    6. Use of Stationery : You must bring stationery such as pencils, ball point pen with you.
    7. Rough work to be done on the sheet provided : You should do all the necessary rough work on sheet provided only.
    After the test is over, you should hand over the sheet, given for rough work to the invigilator before leaving the room. Any candidate who does not return or is found to attempt to take or pass on the questions or answers inside or outside the examination hall will be disqualified and the Bank may take further action against him as per rules of the Bank.
    8. Travelling Allowance not admissible : No travelling allowance or other expenses in connection with the examination will be paid.
    III. Details about On-line Test Pattern
    1. A login screen will be displayed to the candidate. The candidate has to log in using his/her User ID and Password
    which will be provided in the call letter.
    2. After logging in Candidate’s profile (Name, Roll No. & photograph etc.) will be displayed and the candidate has to confirm the same by clicked on the ‘I confirm’ button confirming the profile is correct.
    3. Thereafter the instructions will be displayed on the screen.
    4. A candidate should read the instructions carefully and indicate that he has done so by ‘checking’ (click) the box at the bottom of the screen, after which the ‘I am ready to begin’ button is activated.

    5. After clicking on the ‘I am ready to begin’ button the actual test time will begin.

    6. There are 100 questions and each question is followed by 5 alternatives/options.
    7. The total marks for the test are 100.
    8. The questions will be available in Hindi and in English. In order to view a given question in the other language, a
    candidate can click on the ‘view in’ drop down box and select the desired language.
    9. Only one question will be displayed at a time.
    10. In order to answer a question, the candidate has to ‘mouse click’ the option he/she thinks is appropriate/ correct.

    The alternative which has been clicked on will be highlighted and shall be treated as the answer given by the candidate for the question.

    11. After selecting an answer for a question the candidate should click on the ‘SAVE & NEXT’ button to save his
    answer and proceed to the next question. Note that without clicking on ‘Save & Next’ button the answer selected for a question will not be saved.
    12. In case a candidate does not wish to attempt the question then he/ she should not click on any option for that
    question. A candidate can choose to deselect his/her answer for a particular question by clicking on the ‘CLEAR RESPONSE’ button provided against each question.

    13. In case a candidate wants to skip a particular question and return to it later before submitting his/her test or a candidate ‘clicks’ (selects) an answer for a particular question but wishes to review it later, he/she may note down the question number on the sheet provided.

    In such cases the candidate may also click on the ‘MARK FOR REVIEW & NEXT’ button. In case an answer has been selected for a particular question which has been marked as ‘MARK FOR REVIEW & NEXT’, the answer marked will be taken for final evaluation.


    14. The question numbers of attempted and unattended questions are also shown to the right of the screen. A candidate can then click on any of the question numbers to view the question, in order to attempt/ revise his/her answer to the question.


    15. Each question number will be displayed in a particular color depending on the status of the question:
    White : Not visited : Question has not been viewed/ attempted
    Red : Not Answered : Question has been viewed but not answered
    Green : Answered : Question has been answered
    Violet : Marked : Question has been marked for review later

    16. Candidates are not permitted to submit their answers before the entire test time i.e 60 minutes is over.

    17. A candidate can navigate between questions by clicking on the question number displayed to the right of the screen.

    18. When a candidate clicks on a particular question, it takes some time for the question to appear. The time lost is not deducted from the total time allotted for the test.

    19. Under no circumstances should a candidate click on any of the ‘keyboard keys’ once the exam starts as this will lock the exam.

    About the Submission of Answer Paper
    1. Candidates are not permitted to submit their answers before the entire test time is over.
    2. A candidate can only change his/ her answer before clicking the ‘Submit’ button.
    3. After the expiry of the exam duration, candidates will not be able to attempt any question or check their answers.

    A candidate’s answers would be automatically saved by the computer system even if he has not clicked the ‘Submit’ button.

    General
    1. You may visit the test centre at least one day before the test to confirm the location so that you are able to
    report on time on the day of the test.
    2. Carry a pen with you. A sheet of paper will be provided which can be used for rough work and taking down the
    question number which you may like to review at the end before pressing the ‘Submit’ button.
    IV. IMPORTANT POINTS TO REMEMBER
    1. IMPORTANT : Your answer MAY NOT be assessed –––
    (i) If you do not follow the instructions of the Test Administrator.
    (ii) If you do the rough work on any other sheet other than the one provided.
    2. You are advised to bring with you the following things :-
    (i) Call letter with your recent passport size photograph affixed thereon.
    (ii) Photo identity proof such as (such as PAN Card/Passport/Driving License/Voter’s Card/Bank Passbook
    with photograph/Photo Identity proof issued by a Gazetted Officer/People’s Representative
    (on official letterhead)/Identity Card issued by a recognized College/University/Aadhar Card with a
    photograph/Employee ID) in original and aphotocopy.
    (iii) A Pencil and a ball point pen.
    Ration Card and E-adhar Card will not be accepted as valid ID proof.
    In case of candidates who have changed their name will be allowed only if they produce original Gazette
    notification/their original marriage certificate/affidavit in original.
    3. When the start signal for online test is given, do not waste your time in first reading all the questions in each of the
    tests as is done in the School/College/University examinations. Since these questions are of objective type, read
    a particular question and immediately mark your answer. In case you find a particular question difficult, skip the
    question and go on to the next question. The question so skipped may be solved at the end, if time is available.

    IMPORTANT :
    If any Candidate resorts to any unfair practices either during the written test or during subsequent selection procedure such a candidate may, in addition to rendering himself/herself liable to criminal/prosecution, be liable :

    (a) To be disqualified from the examination for which he/she is a candidate.
    (b) To be debarred either permanently or for a specified period from any examination conducted by the Bank.
    (c) For termination of service, if he/she has already jointed the Bank.
    Bank would be analyzing the responses (answers) of individual candidates with other candidates to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted by Bank in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/ valid, Bank reserves right to cancel the candidature of the concerned candidates and the result of such candidates (disqualified) will be withheld.

    V. ONLINE EXAMINATION
    In the online examination there will be following objective tests.
    Test Name of the Test No. of Questions Total Marks Time
    I Professional Knowledge 30 30
    II Computer Knowledge 20 20
    III Banking, Present Economic 50 50
    Scenario & General Awareness

    Total 100 100
    One hour i.e. 60 minutes is exact and total composite time for all the above Tests. You may attempt the tests/questions in any order you like. However in your interest you are advised not to spend too much time on any one of the tests because to qualify in the written examination you have to pass each one of the tests, separately and also obtain sufficiently high mark in the merit order.


    Pass Marks : Each candidate will have to secure a minimum score in each of the tests as well as on the Total considered to be called for interview. Mere passing in individual tests may not be sufficient as candidates should also score sufficiently high on Total in order of merit to be called for interview. A candidate should qualify in the online examination and interview for being considered for appointment in vacancies announced.


    THERE WILL BE PENALTY FOR WRONG ANSWER MARKED BY YOU IN THE OBJECTIVE TESTS. There are five alternatives in every question of a test. For each question for which a wrong answer has been given by you, one-fourth or 0.25 of the marks assigned to that question will be deducted as penalty. If a question is left blank, i.e. no answer is given by you, there will be no penalty for that question. If the total of the penalty for a test is in fraction, the marks

    obtained will be rounded off to the nearest integer. YOU SHOULD THEREFORE BE CAREFUL IN MARKING YOUR ANSWERS.

    SAMPLE QUESTIONS
    Below are given some sample questions for the objective type tests. The types of questions are only illustrative and not exhaustive. In actual examination you may find questions on some or all of these types and also questions on the types not mentioned here.


    TEST - I
    PROFESSIONAL KNOWLEDGE
    CREDIT OFFICER
    Q.1. Tangible Networth is _______
    (1) share capital plus reserves (2) total current assets
    (3) fixed assets minus depreciation (4) networth minus tangible assets
    (5) Other than those given as options
    MANAGER (SECURITY)
    Q.2. Fire involving gases under pressure such as LPG, butane, propane etc. can be classified as -
    (1) Class ‘A’ fire (2) Class ‘B’ fire
    (3) Class ‘C’ fire (4) Class ‘D’ fire
    (5) Other than those given as options
    Composite
    time of

    60 minutes
    TEST - II
    COMPUTER KNOWLEDGE
    This test is designed to measure your computer knowledge.
    Q.3. -------------is an output device of a computer.
    (1) Printer (2) CPU (3) Monitor (4) Keyboard (5) CD
    Q.4. What is the full form of RAM ?
    (1) Random Adaptive Mouse (2) Random Adaptive Memory (3) Random Access Memory
    (4) Random Access Mouse (5) Other than those given as options
    Q.5. Pick the odd man out.
    (1) Monitor (2) Keyboard (3) Floppy drive (4) Windows (5) Hard-disk drive
    Q.6. Which of the following is a popular Computer Language ?
    (1) A + (2) BA + (3) C ++ (4) CA + (5) Other than those given as options
    TEST - III
    BANKING, PRESENT ECONOMIC SCENARIO & GENERAL AWARENESS
    This test is designed to measure your awareness about the past and present events, socio economic developments as
    well as awareness about developments in the Banking Industry etc.
    Q.7. Which of the following financial institutions has introduced the ‘Know Your Customer’ guidelines for Banks ?
    (1) IDBI (2) RBI (3) NABARD 4) SIDBI (5) Other than those given as options
    Q.8. Which of the following sectors contributes the maximum in deciding the growth in income of the states in India ?
    (1) Energy (2) Tourism (3) Service (4) Transport (5) Agriculture
    Q.9. Headquarters of which of the following nationalised Banks is not situated in Maharashtra state ?
    (1) Dena Bank (2) Central Bank of India (3) Bank of India
    (4) Union Bank of India (5) United Bank of India
    Q.10. Who among the following is the current Prime Minister of India ?
    (1) Dr. A. P. J. Abdul Kalam (2) Dr. Manmohan Singh (3) Mr Pranab Mukherjee
    (4) Shri Narendra Modi (5) Other than those given as options
    The correct answers to all these 10 questions have been provided below.

    Correct Answers
    Qt. 1 -5
    Qt. 2 -3
    Qt. 3 -1
    Qt. 4 -3
    Qt. 5 -4

    Qt. 6 -3
    Qt. 7 -2

    Qt. 8- 5
    Qt. 9 -5
    Qt. 10- 4

    Source link-https://www.centralbankofindia.co.in/site/MainSite.aspx?status=1&menu_id=17

    Scientist & Senior Scientist Job
     

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